Founded in 2024 and regulated by the Central Bank of Afghanistan, Lamen Microfinance Institution (LMI) is a private entity offering micro-financial services aligned with Islamic Financing Principles (Sharia). Based in Kabul, LMI provides products like Murabaha, Mudarabah, and Musharakah.
To capitalize on the untapped microfinance potential in Afghanistan, LMI plans to expand its branch network in the underserved South and East regions, where no other institutions currently operate. Although shareholder investments are significant, LMI seeks support from international agencies to further enhance its services and contribute to Afghanistan's economic development.
Lamen Microfinance Institution (LMI) provides Sharia-compliant Murabaha financing, allowing clients to acquire goods and services without interest. We purchase items for clients and sell them at a set profit margin, ensuring transparency. Our team supports clients throughout the process for informed financial decisions.
Lamen Microfinance Institution (LMI) provides Mudarabah financing, a partnership model that empowers individuals and small businesses in Afghanistan by supplying capital and sharing profits based on a pre-agreed ratio. Our experienced team offers guidance and resources, all while adhering to Islamic finance principles.
Lamen Microfinance Institution (LMI) provides Musharakah financing, a partnership model where parties share capital, profits, and losses. This service supports entrepreneurs and small businesses in Afghanistan by promoting collaboration and innovation. Our team guides clients through the financing process while adhering to Islamic finance principles.
Lamen Microfinance Institution (LMI) dedicates 50% of its portfolio to serving women, focusing on empowerment and the creation of job opportunities. This commitment reflects our belief in the vital role of women in fostering economic growth and development. By providing tailored financial services, we aim to support women's initiatives and enhance their participation in the workforce, contributing to a more equitable and prosperous society.
Lamen Microfinance Institution (LMI) aims to expand its service coverage to underserved geographic areas in Afghanistan, where microfinance services have not yet been established. Our strategic plan involves a gradual rollout to ensure that financial support reaches all corners of the country. By doing so, we seek to enhance access to essential financial resources, promote entrepreneurship, and contribute to the overall economic development of Afghanistan.
Lamen Microfinance Institution (LMI) operates a specialized training center that offers a variety of skill-based business training programs for clients. These programs are designed to equip participants with the knowledge and skills necessary to conduct fair and successful business operations. By investing in the development of our clients, we aim to enhance their entrepreneurial capabilities, fostering sustainable growth and contributing to the overall economic empowerment of the communities we serve.
Lamen Microfinance Institution (LMI) operates a specialized training center that offers a variety of skill-based business training programs for clients. These programs equip participants with the knowledge and skills necessary to conduct fair and successful business operations. By investing in client development and providing tailored financial services, LMI transforms entrepreneurs into skilled business leaders, fostering sustainable growth and contributing to the overall economic empowerment of the communities we serve.
CHIEF EXECUTIVE OFFICER
Lamen Microfinance Institution - LMI
CHIEF OPERATION OFFICER
Lamen Microfinance Institution - LMI
SHAREHOLDER
Lamen Microfinance Institution - LMI
SHAREHOLDER
Lamen Microfinance Institution - LMI
